Based on your pre-defined needs we shop the market of insurance companies to find the best solutions to meet those needs. Our experience in the business provides the in-depth knowledge of all the large national insurance companies and their capabilities. Our national presence with offices and “feet on the street” in most cities throughout the U.S. gives us a comprehensive understanding of all the local and regional Insurance Companies and HMO’s that tend have extensive physician networks that best fit your firm. If you are looking for self-funding, we access Third-party Administrators and Reinsurers. With a large client base on a national basis, we have accessed and used hundreds of insurance companies. If someone has a good solution, we will deliver it for you.

Gather data to market plan to competitive carriers (census, current plan design, current rates, claims experience, medical conditions, funding, etc.) Submit proposal request to carriers who can accommodate your plan requirements Thoroughly analyze the quotations received for plan design and cost effectiveness Negotiate with carrier(s) to tailor plans and rates to best suit your needs and desires Provide easy-to-understand spreadsheet and analysis of the plan(s) which meet this criteria, and meet to examine our recommendations